Pipeline Volume Snapshot
624
Locks
→
LOCK→STP
71%
71%
↓
443
STP
→
STP→FUND
82%
82%
↓
363
Funded
→
FUND→PUR
95%
95%
↓
345
Purchased
Lock Volume
$138.2M
Total lock volume
STP Volume
$97.8M
Straight-through process
Funded Volume
$81.4M
6.2% MoM
Purchase Volume
$77.3M
Investor purchased
Lock Count
624
STP Count
443
Pipeline Turn Times
7.4
Lock → STP (days)
14.2
STP → Fund (days)
3.1
Fund → Purchase (days)
Margin & Profitability
Gross Margin %
2.31%
Gross Margin $
$1.88M
Rate Lock Gain/Loss
$1.72M
Fund-Purchase Delta
$162K
Pricing Exception (PE) Distribution
0 bps
22%
0–0.5
31%
0.5–1.0
24%
1.0–1.5
12%
1.5–2.0
7%
>2.0
4%
Sales-Win BusinessSales-QM/High CostSales-Customer ServiceSales-AUS FailSales-Match/Beat
Month-over-Month Volume Trend
Segmentation Dimensions Available
Loan Type (Conv/FHA/VA)Loan OfficerLoan PurposeFICO Band (>580 / <580)Marketing SourceUnderwriter TypeSubject Property StateInvestor NameLoan ProgramHedge Strategy